Effective July 1^st, 2025, the New York Department of Financial Services have posted their maximum allowed rates for Charitable Gift Annuities.  NY is using a return assumption of 6.25%.  

As the current ACGA rates use an assumption of 4.75%, the ACGA rates are lower than the maximum rates allowed by NY.  This means charities in NY, and those registered in NY, can continue to use the suggested maximum ACGA rates for single and joint CGA gifts and remain in compliance with NY regulations.  The ACGA continues to work directly with NY to update the statutes to avoid this conflict in the future.