Organizations offering charitable gifts annuities (CGAs) are often familiar with the gift annuity regulations in their home state. Many organizations spend years building a donor base in the area surrounding their location. As that comfort level grows, an organization may wish to explore expanding its CGA footprint. It often comes as a surprise to these organizations to discover the varying degrees of regulation among the states. Without proper planning and consideration, a CGA issuer may find itself in hot water with a neighboring state’s regulatory authority. With that in mind, let’s take a look at a few of the items that must be considered when an organization wishes to issue gift annuities to residents of other states.