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Suggested Maximum Gift Annuity Rates, Quality Training Opportunities, and Consumer Protection Advocacy

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NOTE: While every effort is made to provide accurate data, neither any persons named in these pages nor the American Council on Gift Annuities guarantees the accuracy of the data presented here.  The user of this information is solely responsible for determining and verifying the accuracy of the data presented here and how it is used by the reader. This information is provided solely as a resource.  This information is supplied by the ACGA State Regulations Committee.

State Regulations


Degree of Regulation

Issuance of charitable gift annuities is regulated under Maryland Insurance Code Sec. 16-114

  • In-state activity - charity must provide proof of activity in the state for 10 years
  • Reserve fund - segregated reserve fund required; prudent investor rule

Links to State Regulations Pages

Insurance Department Contact Information

Devin Rhoad
Supervisor, Life, Credit and Annuity
Maryland Insurance Administration
Life and Health Section
200 St. Paul Place, Suite 2700
Baltimore, MD 21202-2004
Phone: (410) 468-2170

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