Historic Rates Tables

The ACGA Rates & Regulations Committee prepares full reports to explain the reasoning used in establishing suggested maximum charitable gift annuity rates. The detail in this report goes beyond the assumptions used in arriving at the rates. The report provides historical background, statistical information, the rationale behind the assumptions and more. Electronic copies of brochures and full reports are included as part of the ACGA member benefits.

Item	Members Only	Non Members/Public Access
Rates tables only (on website, effective July 1, 2020)	X (view)	X (view)
Electronic Rates Report (effective July 1, 2020)	X (view)
Electronic Rates Brochures	X (view)
Historic Rates Tables	X (see below)	X (see below)
Historic Rates Reports	X (view)

Historic Rates Tables

Historic rates tables below are available for download by the public.

Announcements

New Charitable Planning Opportunities with Retirement Plans

On December 29 President Biden signed the Consolidated Appropriations Act of 2023 (“Act”). Contained in the provisions of the Act is the new Secure Act 2.0, which addresses many issues related to retirement planning. For example, starting in 2023 the Act raises the age for required minimum distributions (RMDs) to age 73 for individuals born between 1951 and 1959 and age 75 for those born in 1960 or later. The Act also creates two new important charitable planning opportunities. Click here to read more.

JANUARY UPDATE: ACGA Report on Progress in Resolving Gift Annuity Rate Challenges in New York State

As of January 5th, the New York Department of Financial Services have posted their maximum allowed rates for Charitable Gift Annuities. NY is using a return assumption of 5%. As the new ACGA rates use an assumption of 4.25%, the newly released ACGA rates are lower than the maximum rates allowed by NY. This means charities in NY, and those registered in NY, can continue to use the suggested maximum ACGA rates for single and joint CGA gifts and remain in compliance with NY regulations. The ACGA continues to work directly with NY to update the statutes to avoid this conflict in the future.

The ACGA continues its work with regulators in New York State regarding maximum allowable charitable gift annuity payout rates. For more information on the background and the solution we are working on with the New York Department of Financial Services, please click here to read more.

Upcoming Events

Mon Apr 29, 2024ACGA 36th Conference

Category: Conference