| Month |
Rate |
| April 2026 |
4.6% |
| March 2026 |
4.8% |
| February 2026 |
4.6% |
| January 2026 |
4.6% |
When computing the deduction for a gift annuity (and many other planned gifts), one can use the IRS discount rate for the month of the gift or either of the two prior months. The rate for the upcoming month typically is announced around the 20th of the previous month.
Click here to view past IRS discount rates.
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